95410 Overseas Highway

Key Largo, FL
$ 16,900,000 Beds 6 Baths 6.5 Sq 3,862 Virtual Tour
Monthly Estimate* How much can I afford?

Escape to your own tropical paradise with this dreamy, ultra-luxurious 6-acre estate on Key Largo Bay, just one hour south of Miami. This extraordinary private retreat features a main residence w/in-law suite, plus three accessory dwelling units, offering a total of 6 bedrooms, 6 full bathrooms, and 1 half baths, perfect for hosting family and friends or creating a secluded personal sanctuary. The estate delivers true resort-style living with a stunning brand-new heated /chilled pool and a natural pool with a tranquil fountain, all set within a lush tropical landscape. With 300 feet of private waterfront, including 100 feet of sandy beach overlooking the Gulf, the property enjoys unobstructed panoramic views and some of the most breathtaking sunsets in the Florida Keys. Designed around a wellness-focused lifestyle, the property includes a sauna, cold plunge, outdoor shower, and dedicated workout and yoga areas, ideal for meditation, fitness, and holistic living surrounded by nature.Boating enthusiasts will appreciate the exceptional waterfront infrastructure, featuring multiple dock spaces, a covered boat house, a private basin, and an approved 99’6” private dock & tiki hut with an approximately 6-foot draft. The new dock adds flexibility to accommodate larger vessels and comfortably welcome multiple boating guests. This estate is positioned near Snake Creek and Tavernier Creek and provides quick access to both the Atlantic Ocean and the Florida Bay, making it a premier launch point for backcountry flats fishing, offshore adventures, sandbar days, and sunset cruises.The location also places you by iconic Florida Keys destinations, including the Islamorada Sandbar, Alligator Reef Lighthouse, and several popular waterfront restaurants easily accessible by boat, offering the ultimate Keys lifestyle of dining, cruising, and coastal exploration.The estate is home to hundreds of tropical plants and trees, ensuring unmatched privacy and natural beauty. An urban garden with organic herbs and vegetables supports a true farm-to-table lifestyle. Outdoor living is elevated with tiki huts, outdoor kitchens, expansive entertaining areas, and ample parking, making the property ideal for intimate retreats, wellness gatherings, or peaceful island living.This one-of-a-kind Key Largo estate is more than a home, it’s a lifestyle. Truly unforgettable and irreplaceable, it must be experienced in person to fully appreciate its scale, serenity, and extraordinary details.*Information is believed to be accurate but not guaranteed. Buyer & Buyer agent/broker to verify all details.

Pending

  • Price
  • $ 16,900,000
  • City
  • Key Largo
  • Bedrooms
  • 6
  • Full Bathrooms
  • 6
  • County
  • Monroe
  • Half Bathrooms
  • 1
  • Area
  • 5940 - Other Florida County
  • Lot Size
  • Zip
  • 33037
  • Sqr Footage
  • 3,862
  • Year Built
  • 1963
  • Taxes
  • $ 56807
  • Style
  • MLS#
  • F10548717
Listed By: Better Homes & Gdns RE Fla 1st
Data Source: Beaches MLS (FL)

Features

General

Membership Required false
Sewer Public Sewer
Heating Electric
Cooling Ceiling Fan(s),Electric,Other
Utilities Cable Available
Possession Close Of Escrow
Roof Barrel,Other,Tar/Gravel
Appliances Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Disposal,Ice Maker,Microwave,Refrigerator,Water Heater,Washer
Patio/Porch Features Porch
Pool Features Concrete,Heated,In Ground,Private,Salt Water,Association
Security Features Gated Community,Smoke Detector(s)
Construction Materials Block,Other,Wood Siding
Pets Allowed No Pet Restrictions,Yes
Year Built 1963
View Bay,Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Beach Access,Basin,Bayfront,Deeded Access,No Fixed Bridges,Ocean Access
Community Features Boat Facilities,Gated
Community Type Gated Community
County Monroe
New Construction false
Property Type Residential
Association Amenities Boating,Laundry,Pool,Sauna
Contingency Inspection
Subdivision Name Sunrise Point
Facing Direction West
Garage Y/N false
Other Structures Guest House,Outbuilding
Full Baths 6
Status Pending
Directions Just south of Harriett's on the bay side. Mile marker 95.
High School Coral Shores
City Key Largo
Senior Community Y/N false
MLS Area 5940 - Other Florida County
Elementary School Key Largo
Tax Annual Amount 56807
Property Condition Resale,Updated/Remodeled
MLS Area Minor Other
Standard Status Pending
Property Sub Type Additional Single Family Residence
PostalCity Key Largo
Legal Description 13 62 38 ISLAND OF KEY LARGO PT GOVT LT 2 AND 1.38AC BAY BTM OR221-95 OR255-39 OR284-265 OR374-610 OR967-2249 OR967-2252 OR2394-1363 OR2394-

Interior Features

Interior Amenities Built-in Features,Bedroom on Main Level,Closet Cabinetry,Kitchen Island,Main Level Primary,Other,Vaulted Ceiling(s),Walk-In Closet(s),Bar
Flooring Tile,Vinyl
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Other
Half Baths 1
Total Bedrooms 6
Main Level Bedrooms 6
Main Level Bathrooms 6
Total Baths 7

Exterior Features

Exterior Amenities Barbecue,Outdoor Living Area,Outdoor Shower
Fencing Fenced
Parking Features Driveway,Guest,RV Access/Parking
Lot Features 5-10 Acres,Sprinklers Automatic
Water Source Public
Lot Size Area 200811
Foundation Details Pillar/Post/Pier
Lot Dimensions 261360
Frontage Length 300.00
Frontage Type Waterfront
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vero Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Key Largo Elementary School
Middle School Unknown Middle School
High School Coral Shores High School

Price History

1/31/2026 Listed $16,900,000

Property vs Zip Code Average in 33037

Price
AVG $1.74M
$16.9M
Taxes
AVG $11,033
$56,807
Year Built
AVG 1997
1963

95410 Overseas Highway Key Largo, FL is a Single Family Home for sale at $16900000 with 3862 sqft and a lot size of Acre(s). 95410 Overseas Highway Key Largo has 6 bedrooms, 6 baths and was built in 1963. The property's zip code is 33037 which is in Key Largo, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.